A virtual card is a digital copy of a regular bank card that can be used to pay for goods and services on the Internet. Virtual cards are usually created using special services that allow users to keep their financial data safe and use it to make online purchases.

One of the main advantages of using virtual cards is security. User data is stored in encrypted form, which eliminates the possibility of their theft or leakage. In addition, the use of virtual cards avoids the need to transfer confidential information when making purchases on the Internet.

Another benefit is convenience. Virtual cards can be used to pay for goods and services on any sites that accept payment by card. This means that the user does not need to remember many different numbers and access codes for different bank cards.

However, the use of virtual cards has its drawbacks. Firstly, the cost of services for the creation and maintenance of virtual cards can be higher than the cost of a conventional plastic card. Secondly, some sites may not accept payments through virtual cards, especially if they have limited functionality.

In general, the use of virtual cards is a convenient and safe way to pay on the Internet, but you need to take into account all the advantages and disadvantages of this method.